Transparent Credit Card Processing
Accept Cards With Your Business Name Front and Center
Give customers a clear, trusted payment experience while securely accepting major credit cards and receiving funds directly in your account.
Clear From Checkout to Statement
Your Customers Should Recognize Every Charge
When a customer pays by card, the transaction should be unmistakably yours. Our credit card solution displays Your Business Name and the exact charge amount throughout the payment experience, helping customers connect the purchase to the business they chose. Instead of confusing statement descriptors such as PAYPAL - Your Business, Google - Your Business, or ApplePay - Your Business, your customers see a clear, consistent representation of your business. That transparency can reduce payment questions, prevent avoidable disputes, and reinforce confidence at every stage of the transaction. If you already have a merchant account, Connare Tech can help extend it into the digital world without requiring you to overhaul your existing administrative process.
Built for Clear, Reliable Card Payments
Recognizable Transaction Details
Show Your Business Name alongside the charge amount, so customers know exactly who processed the payment.
Major Card Acceptance
Accept payments from Visa, Mastercard, Discover, and American Express to serve more customers with confidence.
Direct Business Deposits
Move from authorization to capture and deposit with funds delivered directly to your business account.
Merchant Account Continuity
Keep your existing merchant account and administrative workflow while extending card acceptance to your digital channels.
PCI Compliance Built Into Every Transaction
When it comes to accepting credit cards online, that means making security and transparency part of the experience—not an afterthought. Our payment solutions support responsible card acceptance with PCI-conscious practices that help protect cardholder data throughout authorization, capture, and settlement. Your customers see your business name and the exact charge amount, creating a clear, trustworthy checkout experience while you accept Visa, Mastercard, Discover, and American Express with confidence.
Your Merchant Account, Ready for Digital Commerce
Extend What Already Works
There is no need to replace a merchant relationship that already supports your business. Connare Tech can help extend your existing merchant account into the digital world, connecting it to a secure, streamlined online payment experience without requiring a new account setup or disruptive administrative changes. Continue using the account, reporting structure, and deposit process you know while enabling customers to pay through your website or digital workflow.
Our configurable approach keeps the payment experience aligned with your brand: customers see Your Business Name and the charge amount—not a confusing third-party descriptor such as PAYPAL, Google, or Apple Pay followed by your business name. The result is a more transparent transaction, fewer billing questions, and a smoother path from customer payment to direct deposits in your business account.
From Approval to Account
A Clear Credit Card Payment Process
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1. Authorize the Payment
When a customer submits a card payment, the transaction is securely sent for authorization. The card issuer confirms available funds and approves or declines the charge, while the customer sees your business name and the exact amount.
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2. Capture the Approved Charge
After approval, the authorized transaction is captured for processing. This confirms the final amount to be collected and prepares the payment for settlement through the appropriate card network.
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3. Settle and Receive Your Deposit
The processor settles the captured transaction, and the funds are deposited directly into your business account according to your merchant account’s established schedule. You retain a straightforward, traceable payment flow from sale to deposit.
Frequently Asked Questions
Get clear answers about accepting credit cards online, maintaining your existing merchant account, and keeping every transaction transparent to your customers.
Do I need a new merchant account to accept payments online?
Not necessarily. If you already have a merchant account, Connare Tech can help extend it to your digital channels, so you can begin accepting online payments without replacing your established processing relationship.
Which credit cards can my business accept?
Your payment solution can support Visa, Mastercard, Discover, and American Express, giving customers the flexibility to pay with the cards they use most.
What will customers see on their credit card statement?
Customers see your business name and the charge amount—not a confusing third-party label such as PAYPAL, Google, or Apple Pay. That clarity helps customers recognize purchases and can reduce billing questions.
How are PCI compliance, administration, and deposits handled?
We help implement a payment process designed with PCI compliance in mind while preserving your existing administrative workflow where possible. Transactions move from authorization to capture and settlement, with deposits sent directly to your business account according to your processor’s funding schedule.
What Financial Networks are supported?
- AIB Merchant Services (AIBMS)
- American Express DirectBarclays Merchant Services
- Cardnet
- Chase Paymentech Solutions
- eCheck/ACH
- Elavon
- EVO
- FdiAus
- First Data Nashville
- First Data Omaha
- Global Payments North America (GPN)
- HBOS
- Heartland Payment Systems
- Worldpay
- HSBC
- NAB EPX
- Streamline
- TSYS Acquiring Solutions
- Vantiv
- WestPac
Payment Processing Basics
Merchant Accounts and Payment Gateways: What’s the Difference?
A merchant account and a payment gateway work together, but they do different jobs. One supports approval and settlement of your business funds; the other securely connects your checkout to the systems that authorize and route each transaction.
Merchant Accounts
Underwriting confirms your business details and risk profile. The account is connected to a settlement account and carries requirements for funding, reporting, and compliance.
Processing Gateways
The gateway connects secure checkout to processing through an API or plugin. It uses encryption and tokenization to protect payment data while routing transactions for authorization.
Merchant Account vs Processing Gateway
Criterion
Merchant Account
Processing Gateway
Role
Holds the relationship that enables a business to accept card payments and receive settlement funds.
Securely connects the checkout experience to payment processing and routes transaction data.
Where it operates
Behind the scenes with the acquiring bank or processor.
At the website, app, or point-of-sale checkout layer.
What it stores or handles
Business details, underwriting profile, settlement account, funding, and compliance requirements.
Encrypted payment data, tokens, checkout requests, authorization responses, and routing instructions.
Approval/setup
Requires underwriting and business verification before activation.
Configured through an API, plugin, hosted checkout, or platform integration.
Merchant-facing example
Funds from approved transactions are deposited into the business bank account.
A customer enters card details securely and receives an authorization result.
How They Work Together
The gateway securely captures and routes payment data from checkout. The merchant account supports approval, settlement, and the receipt of funds. Together, they create the path from a customer’s payment to a deposit in the business account.
Make Online Payments Clear, Connected, and Ready to Grow
Talk with Connare Tech about extending your merchant account to the web and giving customers a transparent way to pay by card. We’ll help you create a streamlined path from authorization to direct deposit.